Get a Clear Starting Point
Review reported items that may be inaccurate, incomplete, or unverifiable.
Mortgage Credit Readiness
A Better Credit Path Before Your Next Home Loan.
Mortgage goals can feel out of reach when credit reports contain errors or unresolved issues. Miami Credit Repair helps you review, dispute, and track eligible credit-report concerns.
Personalized ReviewDispute SupportClient Portal
Explore Credit Repair Programs → 
Your Homeownership Journey
Credit Challenges Shouldn't End the Conversation.
We work alongside your mortgage journey by focusing on your credit-report accuracy, while your mortgage professional handles loan options and underwriting.
Stay Focused on Your Goal
Take practical next steps while discussing mortgage requirements with your broker.
Dedicated Follow-Up
We manage eligible disputes and provide progress updates through your portal.
Why Miami Credit Repair
Mortgage-Focused Credit Report Review.
Whether you're preparing to apply or your mortgage professional identified a credit-report concern, our team offers a structured review and dispute-support process.
- Personalized three-bureau credit-report review
- Disputes for potentially inaccurate or unverifiable items
- Credit bureau and furnisher correspondence
- CFPB and FTC support when appropriate
- Updates available in your personal client portal
Simple, Transparent Process
Review. Dispute. Track.
Every credit situation is different. We focus on eligible issues and keep you informed as work progresses.
01
Review
We evaluate your reports and identify potentially disputable inaccuracies.
02
Dispute
We prepare appropriate bureau and furnisher disputes when warranted.
03
Track
Follow available case updates through your secure client portal.
Select Your Credit Repair Program
Two Ways to Move Forward.
The same straightforward pricing, with personalized support to address eligible credit-report issues.
PRIORITY SERVICE
Mortgage Credit Readiness Priority
Expedited initial review and preparation with up to three dispute rounds over up to three months.
$200 total program price
- Priority intake and report review
- Up to 3 rounds of appropriate credit-report disputes
- Review of eligible inquiries and inaccurate items
- CFPB / FTC assistance when warranted
- Direct bureau and furnisher disputes
- Personal client portal and progress updates
Expedited service means expedited initial review and preparation, not guaranteed deletion or a specific credit-score result.
STRUCTURED 3-ROUND PROGRAM
Mortgage Credit Repair — 3 Rounds
A structured dispute process with a progress checkpoint after each round.
$85 per completed round
Three rounds total $255, subject to your written service agreement.
- Three rounds of appropriate credit-report disputes
- Initial review of eligible credit-report issues
- Credit bureau and furnisher correspondence
- CFPB / FTC assistance when appropriate
- Personal client portal
- Progress updates after each completed round
Payments and timing are subject to the written service agreement and applicable credit-repair law.
What Is Included
Real Support. Clear Communication.
Support aimed at credit-report accuracy — not promises of financing approval.
🔎
Individual Review
Each client's credit information is reviewed for eligible reporting concerns.
🛡️
Documented Disputes
We prepare disputes and appropriate follow-up based on the facts of the file.
📱
Client Access
Follow the available status of your case and updates through the portal.
Ready for Your Next Step?
Take the Next Step Toward Mortgage Readiness.
Choose the service that fits your situation. If your mortgage broker referred you, use the broker's official referral link so your referral is attributed correctly.
Mortgage broker or loan officer? Explore our Partner Program
Partner participation is subject to review and applicable program terms. Do not submit credit reports or Social Security numbers through the registration form.
Frequently Asked Questions
Questions? We Have Answers.
Does credit repair guarantee mortgage approval?
No. Mortgage eligibility, underwriting decisions and interest rates depend on the lender and your financial circumstances. We cannot guarantee approval or score increases.
Can every negative account be removed?
No. Accurate, verifiable information generally may remain. We review potentially inaccurate, incomplete or unverifiable items.
Will my mortgage broker manage my credit disputes?
No. Miami Credit Repair provides the credit-report review and dispute services. Your mortgage professional remains responsible for mortgage information and loan guidance.
Do both programs include a client portal?
Yes. Both programs include access to available case updates and progress information.
How does a mortgage broker referral work?
If you were referred by a broker, use the unique official link provided by your broker. Referral and compensation arrangements, if any, are subject to applicable law and approved program terms.